FWIW, I agree with you. I'm able to empathize with many characters who have many life experiences I do not, and also those characters who lack life experiences I actually have.

And yes, most people would consider that I have a shocking lack of actual romantic experience - just because that's something I haven't personally pursued doesn't stop me from understanding what it must be like for others. It's such a common media trope, I don't know how you can't relate on some level, even if you haven't personally experienced it.