[ SECRET POST #2696 ]

[case]

⌈ Secret Post #2696 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 01 pages, 023 secrets from Secret Submission Post #385.
Secrets Not Posted: [ 0 - broken links ], [ 1 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ], [ 1 - posted twice ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

Re: Tips for college loans?

[(Anonymous)]

I'm going to be controversial and suggest trying to find alternatives. Can you take courses part time or something?

Re: Tips for college loans?

[(Anonymous)]

No, if I switch from full time to part time I lose most of my financial aid, and usually I'm safe with financial aid, and I can get through the months, but the term is ending, and I'm out of financial aid money until next September.

Re: Tips for college loans?

[dancing_clown]

Can you apply for a job (fast food/grocery store/retail/call center) over the summer months?

Re: Tips for college loans?

[(Anonymous)]

I have been! That just doesn't help me this month with my rent, and while I could theoretically save up money for a computer, and get it at the end of the summer, most of the jobs I was able to apply for don't pay enough for me to be able to save and get a new computer by fall, when I need it most.

Re: Tips for college loans?

[dancing_clown]

Well, then you might be in a position where you have to ask your family or friends, because you're going to be hard-pressed to find any place that will give you a loan on the basis of "I'll get financial aid again in the fall, and maybe somebody will hire me this summer."

I'm not trying to be mean, but it doesn't do any good to feed unrealistic expectations.

Re: Tips for college loans?

[(Anonymous)]

I thought that college loans could be deferred until after graduation?

Re: Tips for college loans?

[dancing_clown]

Private loans, which is what you'll get from a bank or a credit union, typically are less flexible than federal loans both on interest and payment schedules. You'll really just have to talk to individual institutions, but I wouldn't get your expectations too high for a loan that "will cover a month's bills and a computer" and not come due until after graduation.

And I really wouldn't even hang your hat on getting a bank loan to pay bills. Because banks are out to make money, and they'll see you as a risky investment if you can't pay the bills you have now, much less the bill they'll be sending you.