case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2014-07-20 04:06 pm

[ SECRET POST #2756 ]


⌈ Secret Post #2756 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 04 pages, 076 secrets from Secret Submission Post #394.
Secrets Not Posted: [ 1 2 3 - broken links ], [ 1 2 3 - not!secrets (random images from what appears to be one spammy anon) ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.
nyxelestia: Rose Icon (Default)

Re: What's your %?

[personal profile] nyxelestia 2014-07-20 11:03 pm (UTC)(link)
On my own, I'm 4%. My family in post-tax income is 89%, though after taking out how much we lose to bills and mortgage and debt payments and such, we're down to around 30%.

Re: What's your %?

(Anonymous) 2014-07-20 11:43 pm (UTC)(link)
"After my family spends all our money on stuff that no-one outside our bracket has access to we're in a lower bracket!"

http://i.imgur.com/19G7dp9.jpg

Re: What's your %?

(Anonymous) 2014-07-21 12:20 am (UTC)(link)
0/10

Re: What's your %?

(Anonymous) 2014-07-21 12:23 am (UTC)(link)
Um...people outside of that bracket definitely have bills, mortgages, and debt.
nyxelestia: Rose Icon (Default)

Re: What's your %?

[personal profile] nyxelestia 2014-07-21 12:31 am (UTC)(link)
That nearly 60% difference in money isn't spent on just "stuff", it's paying back debt we never should have had in the first place but are stuck with because got caught in the worst part of the housing crisis clusterfuck (and by "never should have had", I mean that money went towards something we could never use - it was thrown down a drain we were chained to due to an accident of estate and economic policy change in the last couple years). What's left for my family at the 30% level is going towards paying for my and brothers' educations, all our medical expenses, gas, food, rent, clothes...everything, including yet more loans or loan-inducing expenses. (The fact that we're paying both rent and mortgage should tell you a lot right there). We don't have the difference of money between that and the raw income of 89% - the bank does. We don't ever get to see it.

I know kids from families who technically earn less/would probably fall into a much lower percentage than ours, and they can easily go out and spend quite a bit of money before they start to worry about money, and it still boggles my mind when they casually drop a few hundred dollars on a laptop without any research into cheaper options. Meanwhile, my family technically makes more than theirs, and yet I cannot fathom buying so much as groceries without having to budget down to the cent - forget buying a laptop without at least a month of research and trying to find the cheapest option possible.

I'm well aware that still leaves me better off than those who can't buy a laptop at all, but I still think the difference between me and those who can get a new laptop every other year is important enough to be worth mentioning.

That's why I went through the effort of clarifying the percentages. For all the money my family gets to use for ourselves, we might as well have the income of the 30% level, because none of the rest of the money goes to us at all.