[ SECRET POST #3288 ]

[case]

⌈ Secret Post #3288 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 02 pages, 044 secrets from Secret Submission Post #470.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

Re: When do you consider someone well-off?

[iceyred]

There's a philosophy that espouses the opinion that the less you want, the more you will have. It focuses on being happy with fewer things and putting the money you would normally spend on things towards debt reduction or savings/investment. You will have fewer objects to worry about and more wealth. Once you have cut down your spending enough to live off your investments, you can do whatever you want.

There are a bunch of blogs out there that explain how to go about doing this. Last year there were several months where I was saving 35% of my income. Not a GREAT savings rate, but not too shabby. Sadly, I fell victim to temptation in the form of dresses and shoes, but this is a new year. I will try again.

Re: When do you consider someone well-off?

[(Anonymous)]

Going for FI/RE?

I've thought about it, but it's hard to explain to friends and family who are stuck in the "work = meaning" and "no work = lazy" mindset why it's such an awesome idea.

Re: When do you consider someone well-off?

[iceyred]

Yup. I figure that even if I don't retire EARLY, the retirement I do have will be better if I save a lot now.

My mother also thinks that not working equals sitting around the house. Frankly, I'd travel, hike, read, and volunteer more if I was retired now. Maybe I'd start a business and work part time, I dunno. But I wouldn't be stuck in an office like I am now.

Re: When do you consider someone well-off?

[(Anonymous)]

I've just started paying real attention in terms of % income saved and all that - made it a resolution to write down all the numbers this year. Do you use any particular apps or sites to keep track?

And same here, I'd do a lot more physical activity and volunteering if I didn't have to be at work all day. I'd go stir crazy sitting at home doing nothing.

FS is the last place I expected to be having this conversation, lol.