case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2018-06-01 07:07 pm

[ SECRET POST #4167 ]


⌈ Secret Post #4167 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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[this was submitted as text with this image, just screenshotted it but please put the text on the image next time!]


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04. [SPOILERS for Travelers]



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05. [SPOILERS for Black Panther]



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06. [WARNING for possible discussion of rape]
















Notes:

Secrets Left to Post: 00 pages, 00 secrets from Secret Submission Post #596.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Re: Advice!

(Anonymous) 2018-06-02 12:56 am (UTC)(link)
If you want the absolute simplest thing,

1. Sign up for a Roth IRA at either Fidelity, Vanguard, or Schwab - these are the three with the lowest fees; I think Vanguard has the lowest barrier to entry at a minimum of $1000

2. Move money there electronically from your bank; wait ~7 days for money to settle

3. Invest it all in a Target Retirement 20XX Fund (20XX being your planned retirement year); all three offer this where the company automatically picks what suits your age, you can set and forget

4. Every time you add more funds to the IRA invest it all in the Target 20XX fund

That's it.
kaijinscendre: (Default)

Re: Advice!

[personal profile] kaijinscendre 2018-06-02 12:59 am (UTC)(link)
Thank you for the advice! I am going to work on all this over the weekend. I guess Fidelity would be easiest because I can have it on the same account as my 401k.

Re: Advice!

(Anonymous) 2018-06-02 01:07 am (UTC)(link)
Sure thing. r/personalfinance also is great if you have more questions.

For Fidelity, if you want to keep things the simplest, if you plan to retire in about 30 years, you'd be aiming for Fidelity Freedom® Index 2050 Fund - Investor Class; $2500 minimum https://fundresearch.fidelity.com/mutual-funds/ratings/315793869

Sorry, linked the wrong one before. One day I'll get this right.