[ SECRET POST #5114 ]

[case]

⌈ Secret Post #5114 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.


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Notes:

Secrets Left to Post: 01 pages, 24 secrets from Secret Submission Post #732.
Secrets Not Posted: [ 1 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

[(Anonymous)]

+1

God forbid you need a careflight, which you absolutely would if you were seriously injured in most of those 'cheap to live in' places being talked about upthread. That's like, $60,000 without insurance. Just for the flight. Never mind what's done for you medically before, during and after.

[(Anonymous)]

There are places that are cheaper to live than San Jose while still having excellent medical care

[(Anonymous)]

There's a lot of gray between "cheaper than San Jose" and Cameron, Missouri. I live in that gray, and if I had anything more serious wrong with me than appendicitis, they'd probably careflight me to the nearest actual city.

[(Anonymous)]

There's a lot of cities with massive hospitals that you could live in for 40 years on 2 million dollars.

[(Anonymous)]

Cool. Are you going to pay for everyone in this thread to move there? Because that will cost a lot more than 2 mil.

[(Anonymous)]

No one is actually offering anyone 2 million dollars to live anywhere

Where did that even come from

It's a hypothetical discussion of how reasonable or unreasonable it would be to live off around 2 to 3 million dollars for the rest of your life

[(Anonymous)]

If you live the US, I'm sure you know this already but quality of care is not the same thing as having access to it.

Even if we speak in the most simplistic of terms, if I'm going to live without employment for the rest of my life, I'm going to need private insurance. That's another $500 a month I need to budget into my frugal lifestyle for the rest of my life -- and premiums go up as you age. That's just for myself. What if I have a family to support?

And this is not even touching the original issue I was talking about in my first comment, longterm elderly care, which requires a separate kind of insurance that's even MORE expensive. In the US, it's actually not uncommon for working professionals to reach retirement with several millions in savings -- and then STILL go into medical bankruptcy. If I'm going to make the same amount of money stretch while I'm still in my 30's without a house paid off, I'm gonna need to do more than budget or pursue low-risk investments.

[(Anonymous)]

It is absolutely possible that you might be *better off* economically by working instead of living off 2 million dollars, especially if you work in a high-income profession.

But, I mean, longterm elderly medical care is debilitatingly expensive in general. Most workers in the United States will not retire with several million dollars in savings.

And that's really the point I'm making here. I'm not saying that living off 2 million dollars for the rest of your life is the optimal economic choice for everyone, or that it wouldn't require choices and tradeoffs. But I do think that someone who had to live off 2 million dollars for the rest of their life would be better-off economically than the overwhelming majority of people in the United States and worldwide. It's not some impossible or unrealistic thing to say that it's possible to live for the rest of your life on 2 million dollars. And many of the hard economic choices that would be faced by someone trying to live off 2 million dollars for the rest of their life are also faced by most people in the United States in the normal course of trying to live their lives.

[(Anonymous)]

Based on the average cost of living that you can easily pull up on google, 2 million dollars will last most single people in the US for slightly less than 50 years. Average lifespan in the US is 80. What do you recommend for people under 30 and/or people with kids? Keep in mind that emigrating is significantly harder right now what with all the borders being closed.

[(Anonymous)]

What does the fact that I'd be facing the same economic choices with or without the millions change about this hypothetical? Of course I would still take the money, the question is would I confidently say I'd be able to live on that without working for the rest of my life. And my answer is no, I would not. If I were NG, I would keep working, in one capacity or another.

Upthread, people are offering tips about affordable places to live and strategies for frugal living -- and while these aren't unsound financial advice per se, I also think they aren't as helpful as they could be if we're talking the about the States. You can't save your way to solvency in this country. The fact most people don't have any alternative option isn't going to change my opinion about what I would personally do, and frankly, if you had the option of an additional 2 million dollars, I think it would be in your best interest to start thinking like this as well. That's how the rich stay rich, after all.