case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2022-09-14 12:34 pm

[ SECRET POST #5730 + 5731 ]


⌈ Secret Post #5730 + 31 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.


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Notes:

Secrets Left to Post: 01 pages, 23 secrets from Secret Submission Post #820.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ], [ 1 - take it to comments ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Re: Care Credit

(Anonymous) 2022-09-14 11:11 pm (UTC)(link)
My spouse has one. It stresses me out a little, but we don't always have cash on hand to cover medical expenses. They way I understand it (I am not a banker or health care provider or primary user of a card) is that you aren't charged interest if you pay off the debt in the agreed upon time. Usually 6 or 12 months, IDK if there are other options. So it's like an interest free loan which is pretty great. But if you don't pay it off in that time frame it charges you credit card like interest, which is pretty brutal. I doubt the minimum payment will pay off that debt in time, so keep the math in mind.

I don't know how regular or reliable is your income, how much your life would be improved having this device a few months early, or how much stress this will cause you on top of everything else. But it my really uninformed opinion it'd probably be a good idea to get the device on credit and pay it off in a few months when you'd otherwise be able to. Might as well spend that time with the medical support you need.