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Case ([personal profile] case) wrote in [community profile] fandomsecrets2014-05-20 06:32 pm
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[ SECRET POST #2695 ]


⌈ Secret Post #2695 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 02 pages, 035 secrets from Secret Submission Post #385.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.
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(Anonymous) 2014-05-20 11:18 pm (UTC)(link)
it irritates me because I live with my parents... because they are not financially secure enough to live on their own without it being in a really shitty apartment. With our incomes combined we can afford a nice house instead of all of us living in much worse places.

(Anonymous) 2014-05-20 11:21 pm (UTC)(link)
It irritates me because that's not only how half the world lives (several generations in one home), it's just the reality nowadays, especially with this economy. I don't know anyone my age who doesn't live with their parents. It just doesn't make financial sense not to.

(Anonymous) 2014-05-20 11:27 pm (UTC)(link)
Most people in Teen Wolf fandom are American and most Americans don't live with their parents when they're in their 30s. Most Americans buy a house when they're in their 30s. That's changing and most people in their early 20s now won't be able to afford it, but most already in their 30s can.

(Anonymous) 2014-05-20 11:31 pm (UTC)(link)
Yeah, a ton of my late 20s-early 30s friends are buying houses, and I would be too, I think, if it weren't for an unfortunate situation a couple years ago that gobbled up my savings.

I do rent an apartment and live on my own though. My older sister lives with our parents still. For a long time she didn't have a job. She does now, but she stays, and I think it's more out of convenience on both sides than anything else. It works for them, so what should I care?

(Anonymous) 2014-05-20 11:35 pm (UTC)(link)
that will definitely be changing soon if it hasn't now, because the current crop of early 30s/late 20s people who went to college all have their credit destroyed by student loans.

(Anonymous) 2014-05-20 11:40 pm (UTC)(link)
Uh, not so much? The current round of just-graduated, maybe. But those who graduated college five to ten years ago, are typically in a better place. Sorry if YOUR credit was destroyed, but it's so not true for everybody.

(Anonymous) 2014-05-20 11:44 pm (UTC)(link)
me and everyone I know... maybe you went to a cheapo school..?

(Anonymous) 2014-05-20 11:56 pm (UTC)(link)
Actually, I did go to an affordable school that left me with a managable amount of debt. What a shock, I know.

(Anonymous) 2014-05-21 05:58 am (UTC)(link)
No need to be self-righteous about it, your choices may not be open to everyone, or the best for others.

(Anonymous) 2014-05-21 07:32 pm (UTC)(link)
Yep. Affordable schools still cost a lot of money, at least around here (USA). I worked full time through college, went to the inexpensive school, and paid as much of my tuition as I could straight out of my paycheck; I still have debt because it just wasn't enough.

(Anonymous) 2014-05-21 03:31 am (UTC)(link)
I dont' have bad credit, but I am not, and honestly can't see myself in the position of being, able to afford to buy.

(Anonymous) 2014-05-20 11:51 pm (UTC)(link)
No one I know in their late 20s or early 30s had their credit destroyed by student loans. Only one person in that age range that I know has bad credit and it's because they expected to get their dream job right away and they buy every shiny new piece of technology the instant it comes out instead of repaying their loan. The rest of us took the best job we could find after graduation and used our salaries to pay back our loans. Now most of us have a mortgage and own a car.

(Anonymous) 2014-05-21 06:57 am (UTC)(link)
Hahaha no, unless you live in a place where real estate is dirt-cheap. Around here, a CHEAP house is $400,000+ and that's if you buy miles outside of any of the major cities.

(Anonymous) 2014-05-21 07:34 am (UTC)(link)
The Midwest is pretty huge place with more affordable housing than that.

(Anonymous) 2014-05-21 02:58 pm (UTC)(link)
The average three bedroom house on one acre in America costs $178,000. Anyone who didn't default on their student loans can get a mortgage for up to $300k. Housing isn't affordable where you live, but it is in the vast majority of the US.

(Anonymous) 2014-05-21 10:35 pm (UTC)(link)
you do realize that the amount of competition on the housing market is a huge problem, right? and that a lot of people who could afford a house with a mortgage are getting shut out by people who pay with cash?

also, the average cost is completely useless if your job is in an area where housing costs are higher, which is also a major issue. it's not feasible for most people to pick up and move halfway across the country and leave their job behind just so they can find affordable housing.

(Anonymous) 2014-05-22 12:45 pm (UTC)(link)
It depends on your culture. Many Latin@s, American or not, continue to live with their parents well into adulthood.

(Anonymous) 2014-05-21 12:06 am (UTC)(link)
It's really been the reality for a long time, including for most of the history of the US (where I live and where I encounter most of the handwringing about "irresponsible" young people living "at home".

The boom in single-family homes in the US and the expectation that everyone would be sorted into homeowning nuclear families by 25 or whatever -- that was a mid 20th-century anomaly. And even during the single-family housing boom in the 50s and 60s, working-class people in their 20s still lived with their parents before marriage as a general rule, and often after marriage to save money.

The expectation that you have to have your own home in order to be a grown-up is what's new, historically speaking -- not the suckiness of the economy (though it does suck a lot right now and that's relevant) or the laziness / entitlement / whatever of young adults.

(Anonymous) 2014-05-21 01:43 am (UTC)(link)
Australia, too, for similar reasons.
kallanda_lee: (Default)

[personal profile] kallanda_lee 2014-05-21 12:13 am (UTC)(link)
Yup, I lived in the same house with my parents and maternal grandparents. Nothing wrong with it. Nuclear family isn't the only way.

(Anonymous) 2014-05-21 01:12 am (UTC)(link)
In this situation (which I am myself), "My parents live WITH ME," anon. Always good to stress that bit. Especially if you're the responsible adult.
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