case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2014-05-31 04:03 pm

[ SECRET POST #2706 ]


⌈ Secret Post #2706 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 04 pages, 079 secrets from Secret Submission Post #387.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.
slashgirl: (CM H/R hugging NOT SHAREABLE)

Re: Completely lost and confused and miserable right now

[personal profile] slashgirl 2014-06-01 01:06 am (UTC)(link)
Is renting a house a viable option?

Also, houses cost lots and lots of money even after you buy them (even a brand new house). No matter how well built they are, there are always things that need doing and things going wrong. Yes, experience talking--my sister and I bought a house together.

It sounds like the idea of buying a house is really stressful...so maybe find another apartment for the time being (or a house)--and THEN investigate buying a house--do your research on mortgages, how much money should have to cover an unexpected issues, etc. (And tbh, unless you're mom's in banking, I wouldn't consider her a reliable source). Take time to really look at all your options instead of letting your mom pressure you into making a decision you might regret later.

Contact your financial institution and talk to someone about mortgages--maybe even check with a couple of other banks to make sure you're getting a good deal. (TBH, I'm in Canada and when sis and I went for our mortgage, all they did was a run a credit check and verify our income, they certainly didn't do a line by line review of our spending. I do realise rules vary from place to place.)

The thing to remember is that you do not have to buy a house or a condo RIGHT NOW. You can still rent. Take your time and make sure it's the right decision for YOU.

I'll wish you good luck with everything.

Re: Completely lost and confused and miserable right now

(Anonymous) 2014-06-01 02:09 pm (UTC)(link)
I'm not sure about renting a house but it's something I've thought about. My mom's friend manages a whole bunch of rental houses and I've left a message for her so hopefully she'll get back to me soon and might have some options for me.

I've thought of finding an apartment for another year and then that gives me a year to research buying a house and seeing what all it involves and decide if that's something I really want.

My mom is putting so much pressure on me that it's a decision I have to make RIGHT NOW but I really feel like I need to just step back and breathe for awhile before making any major decisions.

Anyway, thank you!