[ SECRET POST #2938 ]

[case]

⌈ Secret Post #2938 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

01.


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02.
[Constantine]


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03.
[Dragon Age]


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04.
[Merlin]


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05.
[Pokemon]


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06.
[The Americans]


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07.
[Doctor Who]


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08.
[Twisted Toyfare]


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09.
[Black Books]


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10.
[World of Warcraft]













Notes:

Secrets Left to Post: 02 pages, 046 secrets from Secret Submission Post #420.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

Re: deductibles

[(Anonymous)]

When I was between jobs and had to get my own insurance (my previous employer was too small for COBRA), I made a spreadsheet of various plans on Healthcare.gov in the range I figured I wanted. I put down how much I'd be paying in premiums, what the detuctibe was, out-of-pocket maximums, co-pays (if applicable), and other info like drug plans. I calculated the absolute maximum I'd pay in a year for each plan and the "realistic" amount I'd be likely to pay in a typical year (I rarely need to go to the doctor outside of routine stuff). I was able to discount a lot of plans right away because they cost more without offering more or didn't have things I wanted.

It came down to two plans: one that had a lower maximum possible cost but lower typical cost and one that had a lower typical cost but higher maximum cost. I chose the latter, because, again, I'm not likely to exceed the estimated typical cost by much but I could still manage the maximum cost if it came to that.