case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2015-01-19 07:55 pm

[ SECRET POST #2938 ]


⌈ Secret Post #2938 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

01.


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02.
[Constantine]


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03.
[Dragon Age]


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04.
[Merlin]


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05.
[Pokemon]


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06.
[The Americans]


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07.
[Doctor Who]


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08.
[Twisted Toyfare]


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09.
[Black Books]


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10.
[World of Warcraft]













Notes:

Secrets Left to Post: 02 pages, 046 secrets from Secret Submission Post #420.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.
lb_lee: A happy little brain with a bandage on it, enclosed within a circle with the words LB Lee. (Default)

Re: deductibles

[personal profile] lb_lee 2015-01-20 03:13 am (UTC)(link)
I'm a dumbass and posted in the wrong part of the thread. Let's try again...

A deductible is what you have to pay before the insurance kicks in. For instance, say I break my leg. Until I pay $1500, insurance would cover ZILCH. Your monthly insurance costs comes ON TOP of that.

Is it worth the $20 extra a month to have a $500 deductible vs a $1500?

In my opinion, yes. Because if you are paying $220 a month in healthcare, the larger amount you're paying is still less than the difference in deductible. It's a better deal overall, in my opinion.

Of course, I'm disabled so can't afford to go without healthcare for more than a few weeks.

Feel free to ask more, anon! I'm actually kinda good at this stuff! (And it's a work skill I never thought would be applicable to my real life but OH HO HO was I wrong!)

ayrt

(Anonymous) 2015-01-20 03:17 am (UTC)(link)
I only went to the doctor like...twice last year. Both for routine/preventative stuff.
lb_lee: A happy little brain with a bandage on it, enclosed within a circle with the words LB Lee. (Default)

Re: ayrt

[personal profile] lb_lee 2015-01-20 03:27 am (UTC)(link)
Ah. In that case, higher deductible might be worth it for you. I'm in care at least once a week, and probably will be for at least the next ten years, so obviously my priorities are way different than yours.