case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2017-10-12 06:43 pm

[ SECRET POST #3935 ]


⌈ Secret Post #3935 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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02.
[Stitchers]


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03.
[The Dectectorists]


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04.
[iZombie]


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07.
[Bob Saget]













Notes:

Secrets Left to Post: 01 pages, 07 secrets from Secret Submission Post #563.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Money survey

(Anonymous) 2017-10-12 11:04 pm (UTC)(link)
I've been thinking a lot about money recently and am curious, what's the approximate breakdown of people's budget as percentage of income? For extra flavor, where do you live? E.g. Mine is: Rent and household bills 55% Savings 20% Money for stuff I pay yearly like insurance, car stuff, etc 15% Monthly payments like petrol, phone bills, etc 7% Disposable income 3% I live in the UK.

Re: Money survey

(Anonymous) 2017-10-12 11:21 pm (UTC)(link)
I also live in the U.K. and we have a double income. Housing and related bills are about 40%, savings 30%, transport is only about 10% because husband's job pays his parking and rail fees, communications and entertainment (mobiles, landline, internet, Sky, tv license, Cineworld Unlimited) are about 10%, food and clothing is about 5% and the last 5% is disposable income.

We have a 20 year mortgage since we were always going to spend that money for housing and now we can afford to go on holiday a couple times a year, pay road tax for my car, dine out occasionally, and still put money into savings/low risk investments.

Re: Money survey

(Anonymous) 2017-10-13 03:35 am (UTC)(link)
Ah I wish we could afford to get on the housing ladder so we weren't just pouring our money into rent.

Out of interest, how do you manage your investments? Through a broker or an online site?

Re: Money survey

(Anonymous) 2017-10-13 12:10 am (UTC)(link)
I live with my family, save roughly 90% of my money, and live in a rustbelt suburb

Re: Money survey

(Anonymous) 2017-10-13 03:36 am (UTC)(link)
What's a rustbelt suburb, nonny?

That's pretty sweet that you can save so much.

Re: Money survey

(Anonymous) 2017-10-13 04:06 am (UTC)(link)
Rustbelt refers to certain US areas that used to be prime locations for the industrial sector but are now in decline. You can read more about it here: https://en.wikipedia.org/wiki/Rust_Belt

So I'm located in a suburb of one those areas.

Re: Money survey

(Anonymous) 2017-10-13 04:23 am (UTC)(link)
Ah, thanks for the info. We have a similar thing here, old mining towns.
soldatsasha: (Default)

Re: Money survey

[personal profile] soldatsasha 2017-10-13 04:50 am (UTC)(link)
Of my yearly income? About 10% goes towards "housing" and travel costs (it's high because I travel much of the year and hotels are expensive). About 5% goes toward food and bills like my cell plan, vehicles, etc. I generally end up flipping about 50-75% of my paycheck right back into my business, either into general upgrades or bonuses for employees or whatever I want to get done. Anything left over goes into savings or disposable income.

All of that depends on how much money I pulled in that year, though, since my pay varies pretty wildly.

Re: Money survey

(Anonymous) 2017-10-13 12:27 pm (UTC)(link)
Most of it. I live in an extremely expensive US city and to afford my studio, something like 60% of income goes to rent, not including utilities. I don't have a lot of take home pay every month. (and for what it's worth, I have a salary job) I don't have a car currently though, since I can use public transportation, so that helps offset it a little.