[ SECRET POST #6448 ]

[case]

⌈ Secret Post #6448 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.


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[Powerwolf]



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06.
[Genshin Impact]



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07.
[Tokyo Afterschool Summoners]














Notes:

Secrets Left to Post: 02 pages, 42 secrets from Secret Submission Post #922.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

Re: I'm a millennial who has kids, owns a house, and has a steady job

[(Anonymous)]

AYRT

I suspect the answer to this will vary from person to person, but to me, the two big pitfalls are this: not having your paperwork in order, and rushing through the viewing of a home.

To the first point: financial institutions need a very specific set of documents (several months' worth of bank statements, two years' worth of tax returns and W2s, etc... It's all dictated by regulations, so if you google, "documents required for a mortgage," you should be able to get good idea of what's entailed) within a very specific time frame to be able to move forward with a mortgage. Being prepared for that is huge.

To the second: if you're looking at a home, and you rush through it, it's likely that you're going to miss something. Open cabinets; turn on taps; look closely at the piping in the basement; etc. Ask lots of questions. Schedule a private showing if you can, so that you don't feel any social pressure to move quickly from room to room. Inspections don't always catch everything, so don't rely on them. And, if you can, buy the homeowner's insurance policy that has the lower deductible.

Re: I'm a millennial who has kids, owns a house, and has a steady job

[(Anonymous)]

Yeah, I figure there might be a few other things that would depend upon type of home and location (and possibly whoever's in office), but this is good information to consider and I appreciate it.