case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2024-09-18 06:13 pm

[ SECRET POST #6466 ]


⌈ Secret Post #6466 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.


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(Anonymous) 2024-09-19 12:20 am (UTC)(link)
Curious because of an above thread mentioning it.

How big, or rather small, of a lottery would you have to win to feel comfortable dropping your job/career path/current responsibilities?

Obviously like '2 trillion dollars' is an answer for everyone but estimate minimums
kaijinscendre: (me when tired)

[personal profile] kaijinscendre 2024-09-19 12:27 am (UTC)(link)
I think I could live on one million. As long as I don't go crazy and live like I am now, I'd be good.

(Anonymous) 2024-09-19 12:36 am (UTC)(link)
About two million should do it. One million would take care of my debts, set up all the things I need that I've been working towards, take care of healthcare, and get my family in a better place. Then, given a cash rate of return (3%), one million would continue to pay my monthly expenses for about 20 years.

(Anonymous) 2024-09-19 12:45 am (UTC)(link)
I think minimum wouod be 1million, but confort zone wouod be 2. Obviously 50million wouod nit be tirned down, bit I thinknif I won one or two million lottery I would pay off my debt, buy a house, and live happily ever after.

Tbh I probably wouldn't even quit my job. My jobs last 2-3 years and then I move to the next placement. I would finish this specific placement and then just not get another one.

(Anonymous) 2024-09-19 12:47 am (UTC)(link)
2-5 million and me and my beloved could retire. I'd want to cover all our major debts and still have an emergency fund for health issues on top of a little bit of money to live off of.

(Anonymous) 2024-09-19 12:52 am (UTC)(link)
About 5 million. That would give my family the room to build our dream house, fill it with the things we want, buy cars, and have plenty left over to invest in a variety of ways while still providing us a generous living allowance (groceries, healthcare, insurance, pet supplies, and a cleaning service because it takes half my spoons to do all the housework and I dream of being able to afford to hire someone to help me every other week or so). We won’t even want anything extravagant but our dream location is by the water so that drives up costs plus we’ll want kayaks and stuff, things that families accumulate over a long time but we would get instantly.

(Anonymous) 2024-09-19 01:21 am (UTC)(link)
I think $1.5 million would be actually reasonable. I would probably say $2.2 million is the point at which I would actually feel comfortable.

(Anonymous) 2024-09-19 01:53 am (UTC)(link)
There is no amount that would make me quit working. When I've taken non-vacation breaks from work I have had to deal with major mental health downturn that result from a lack of routine. Retirement would likely result in me being committed.

(Anonymous) 2024-09-19 02:53 am (UTC)(link)
Wow. I'm a very lazy person, so I can't imagine working if I didn't absolutely have to. Routine is good and all, but for me, it doesn't have to be work. There are hobbies to pursue, volunteering opportunities, a social life, etc.

(Anonymous) 2024-09-19 02:48 pm (UTC)(link)
AYRT

I tried integrating these things into a new routine during a long stretch where I wasn't working. Nothing stuck, and soon I was having to tell my counselor about my suicide ideation issues. I really do need an actual job to stay sane.

(Anonymous) 2024-09-19 03:48 am (UTC)(link)
You just find a new routine. I took about a month off of all responsibilities and then created a new “work” routine for myself. I’m forever finding new ways to fill my time. Despite some serious health issues that prevent me from taking on volunteer work or a part time job, I’m able to do and experience so much.

(Anonymous) 2024-09-19 02:51 pm (UTC)(link)
AYRT

Finding a new routine without work is something I have historically struggled to do. Even in my early teens I found that I was more likely to stick to routines that involved compensated work. Jobs provide a structure that I don't have to completely set up, and that is a tremendous relief to me.

(Anonymous) 2024-09-19 02:18 am (UTC)(link)
Minimum 2 million to quit my job, and even then I think I'd try to find another job that was less stressful even if it paid less. Two million would give me the freedom to not be stuck and too afraid to move from a crap job in case I can't find better employment.

I'd feel more comfortable at 5+million, though. Our house is old and needs a lot of renovation work, we both drive old cars where I worry constantly about them dying and leaving us stranded somewhere, I have health issues that will require lifelong medication and might get worse and I'm American...probably don't need to explain the whole health insurance situation. I don't plan to live like a crazy rich person with mansions and yachts, but I don't want to ever have to worry about money again.

(Anonymous) 2024-09-19 03:51 am (UTC)(link)
I said 5 million for the exact same reasons. It’s a solid amount that will buy/pay for everything necessary for the short and intermediate future, and leave plenty left to sustain for the long term.

(Anonymous) 2024-09-19 04:03 am (UTC)(link)
That's what I was thinking, too. If I had no other debts or responsibilities, then 2 million where I don't need to touch the principal would be plenty. But five million would more than take care of immediate needs to the extent that I'd feel most secure, and then the rest I'd live off of, plus have money to help out relatives who needed it and set aside some college education money for my niblings.

(Anonymous) 2024-09-19 03:57 am (UTC)(link)
Idk, 5 million? I'd probably have to spend close to a million to bring my house up to code and get it insured, and then I could live comfortably off the interest of the other 4. I actually have several years before my pension is vested at my job, though, which I need to keep at no matter what because it doesn't pay into Social Security at all.

So once I was vested, I would "buy" work years, which is super expensive, to max out my pension, and then retire. Because I want to be certain I can pay for long term old age care if I need it. I have two uncles left, both in their 70s. No spouse, kids, siblings, or cousins.

So long as I didn't need the pension payouts, I'd just donate them.

(Anonymous) 2024-09-19 06:58 am (UTC)(link)
If I were to be really all about me, possibly $2mil (like, without tax in the picture so a solid $1mil post tax for anyone who is fretting over that) would be enough for me to get things in order so that I can be certain that I can live comfortably for the rest of my life.

If I'm going to be more realistic, I can see people already throwing a hand out to me asking for help the second they hear I won the lotto and IDK duty-bound Asian habits are hard to kick so I'd want an extra $1mil just to throw at my family and friends to pay off debts and (naively) hope they don't bother me for the rest of my life.

(Anonymous) 2024-09-19 03:51 pm (UTC)(link)
5-10 million dollars. Pay off everything, fund all the kids’ college funds, fully fund a retirement account, and have really good emergency funds.

(Anonymous) 2024-09-19 05:47 pm (UTC)(link)

Between 500K and 1M. Sell my flat, buy a slight bigger one in a less expensive town, invest to live off the rest, have some money left for family and friends.