[ SECRET POST #2209 ]

[case]

⌈ Secret Post #2208 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 06 pages, 121 secrets from Secret Submission Post #316.
Secrets Not Posted: [ 0 - broken links ], [ 1 - not!secrets ], [ 0 - not!fandom ], [ 1 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

Re: Students loans

[(Anonymous)]

At this moment I owe $10,348.73, and the thought of being sooo close to finally owing less than 10 grand is actually a really good feeling. I've paid almost $27,000 back over the last 7 years. This was for both a bachelors and a 60 hr masters.

I had no idea what I was getting myself into, as I was a first generation college student. The dollars started adding up so quickly though. I worked part-time in undergrad to start paying down my loans, and then worked full-time in grad school, continuing to pay down the loans while renewing my in-school deferment each semester I had enough classes to do so.

On top of the loan money, I also paid over $16,000 directly out of pocket to go to school plus another $4,000 for books (most of which I later sold back to Amazon for roughly $1,500).

Some advice would be to check your loan terms if you're still in school, see if there's any kind of penalty for prepayment on your loans. If there's not, start sliding as much money that way as you can spare. Even a little bit'll help knock out some of the debt, and your required monthly payment at gradution will be less. If you're currently repaying, again check with you lender to see what kinds of options you have. Most start you on a standard repayment plan but also have income-based or gradiated plans available that will start you out with smaller payments initially. Also, consolidation might be an option. When I consolidated, I lowered my payment amount by about $100 a month.