I'm sort of the same (pyrophobic), but also sort of the opposite. In that I can't use lighters, or at least normal ones, because the flame is literally sparked right next to my finger and I keep thinking I'm setting my finger on fire and I can't, BUT I can use long matches, because the flame is sparked at the other end of the wood from my fingers. So long as I light stuff quickly, long matches are a thousand times better to me than lighters.
Re: Adulting That You Can't Do