case: (Default)
Case ([personal profile] case) wrote in [community profile] fandomsecrets2016-07-30 03:45 pm

[ SECRET POST #3496 ]


⌈ Secret Post #3496 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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Notes:

Secrets Left to Post: 02 pages, 48 secrets from Secret Submission Post #500.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Re: Controversial/Unpopular Opinions

(Anonymous) 2016-07-30 09:42 pm (UTC)(link)
You... don't have credit scores?

The only way I'm ever going to get a mortgage in my country is by having a credit card in the first place. It's insane. To try and improve my lot even more I even bought my car on credit and am paying it off in monthly installments - even though I have the sum in my account already.

This is seriously the only way I'll ever get a mortgage.
kallanda_lee: (Default)

Re: Controversial/Unpopular Opinions

[personal profile] kallanda_lee 2016-07-30 09:51 pm (UTC)(link)
Not as such, no. You can be blacklisted, I believe, if you do not pay stuff - which you really, really don't want - but otherwise, not really?

I mean, you can get in trouble with your own bank if your balance regularly is negative, where you won't get any credit from them specifically (which would be a problem for a loan). But it's not related to rent that you do not need a loan for. Some places will ask for 3 months rent in advance as proof you have some assets, or copies of your contract/paycheck, but that's about it.