fandomsecrets | [ SECRET POST #4187 ]

⌈ Secret Post #4187 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.

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[Alice Isn't Dead (Podcast)]

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[Potterless Podcast]

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13. https://s33.postimg.cc/eodq807jj/image.jpg
[linked for sex/nudity? Game of Thrones stuff]

Notes:

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Current Secret Submissions Post: here.
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Flat | Top-Level Comments Only

I wasn't involved in the financial side of buying ours, mostly the choosing and inspections. But as to the should you...

A house is good if you're going to be putting down roots in an area, for at least 10 years, and if you can find one that fits your lifestyle needs - proximity to work/shopping/usual haunts, transportation access or schools if those are important to a future family, etc. It also depends on whether the mortgage works with your budget, because remember that you will also now be paying for all utilities plus property taxes, whereas most renters have one or more utilities included in rent and don't pay taxes. In some cities apartment or condo rentals are astronomically high while housing prices are much more affordable, while in other places it's exactly the opposite. Rental is better for people who have a very transient lifestyle, who don't know if they're going to keep their current job or don't want to live in that area for more than five years.

I rented for twenty years before my housemate and I went in on a house, precisely because my lifestyle before then was very transient. She has amazing credit so lenders were practically throwing money at her for buying a house, so it was the right confluence of factors for us. Sure, I have to mow the lawn and shovel the walk, now, but not having to wonder if my rent is going up with the next year's lease term is a worthy tradeoff.

Thanks for the advice. I plan on living here for sure for 5 years.

[ SECRET POST #4187 ]

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