[ SECRET POST #6448 ]

[case]

⌈ Secret Post #6448 ⌋

Warning: Some secrets are NOT worksafe and may contain SPOILERS.


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[Powerwolf]



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[Genshin Impact]



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[Tokyo Afterschool Summoners]














Notes:

Secrets Left to Post: 02 pages, 42 secrets from Secret Submission Post #922.
Secrets Not Posted: [ 0 - broken links ], [ 0 - not!secrets ], [ 0 - not!fandom ], [ 0 - too big ], [ 0 - repeat ].
Current Secret Submissions Post: here.
Suggestions, comments, and concerns should go here.

Comments

Re: I'm a millennial who has kids, owns a house, and has a steady job

[(Anonymous)]

I'm the same aside from the kids (but because I've chosen not to, not because I couldn't afford it). I also came from an extremely poor working class background, had no help from parents, and bought said house in a HCOL area. It's hard to describe how much I had to bootstrap to do this (working multiple jobs at any given time, clown car apartments with roommates, spending less than $5/day on food to the point I had an underweight BMI, never using my heat or AC) but after many years I was able to pull it off... back in 2015.

Now that same very small house I paid $500k for is worth $1.3 million. Now it would be quite literally impossible for someone to do the same, no matter how much gumption (or, to be brutally honest, depression) they had. What took me 10 years would take them 20-25. They'd be middle-aged before they could pull it off, and carry a huge mortgage into their retirement. Plus those cheap multi-roommate apartments are three or four times the price they used to be, and with the rampant profiteering of grocery stores in the area, on $5/day for food you wouldn't be skinny, you'd be dead.

So yeah I bootstrapped, but I will never tell the people who were born later that they should do the same, they can't do the same. They're fucked. At least where I live, anyone who doesn't have significant parental assistance is fucked. We're going straight back to the Victorian era where the propertied class stays propertied and everyone else will remain a deeply exploited renter for the rest of their lives.

(It's funny to describe this to my partner, who is not just from an HCOL area but a VHCOL city, whose parents bought their house for less than $100k in the 70s and is now worth $2.7 mil: she gave up a long time ago - your parents give you money, you move, or you live in their basement for the rest of you life because rent is also >$3000 for a one-bedroom lmao. At least two well-off professionals who bootstrapped and saved for a decade could theoretically buy a house in my hometown in their 30s; $1.3 mil is a one-bedroom condo in hers. I wonder???? why millennials???? aren't having kids???? etc.)

Re: I'm a millennial who has kids, owns a house, and has a steady job

[(Anonymous)]

Thanks for this perspective.

I see reports that the majority of millennials now own a home, but that number is roughly 51%. Which, sure, is a majority, but that's still way too many folks who don't own their own home. (Obviously, I'm not assuming everyone WANTS to, but simply saying the majority own homes isn't an accurate picture, and says nothing of the ones who struggled and/or are still struggling.)